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Apply for a VET Student Loan

Federation University Australia is an approved VET Student Loan provider. If you're eligible, you'll be able to defer your tuition payment.

Download the VSL information sheet (PDF 123KB)

What is a VET Student Loan?

VET Student Loans (VSL) is an Australian Government loan program that helps eligible students enrolled in approved diploma or advanced diploma courses defer their tuition fee payments. VET Student Loans can't be used for extra study costs such as materials fees.

Eligible courses are assigned a maximum loan amount. If the cost of your course exceeds the loan cap, you'll have to pay the remaining balance. View the 2025 estimated course fees and VET Student Loan caps (PDF 161KB) and the 2025 indicative unit fees (PDF 211KB) to find out more.

You might like to seek independent financial advice before applying for a VET Student Loan.

How to apply for a VET Student Loan

You must complete an electronic Commonwealth Assistance Form (eCAF) by your first census date to apply for a VET Student Loan.

FAQs when completing your eCAF

Census dates and fee notices

VET Student Loans have their own census dates and you’ll also receive both invoices and fee notices.

What is the HELP loan limit?

There’s a cap on how much you can borrow through student loans. This is called your HELP loan limit, and it's set by the Australian Government each year.
 
Your limit depends on what you’re studying. In 2025, most students have a HELP loan limit of $126,839, but students studying medicine, dentistry, vet science or aviation may have a higher limit.
 
You can find out more about the HELP loan limit on the Study Assist website, and you can use the myHELPbalance portal to view your available balance.