FEE-HELP is a loan scheme that assists eligible fee paying students to pay their tuition fees. Students can use FEE-HELP to pay for all, or part, of their tuition fees. A FEE-HELP loan allows students to borrow from the Australian Governmen, up to the FEE-HELP limit, to cover some or all of their tuition fees.
Students who use a FEE-HELP loan to defer all or part of their tuition will have their fees paid to FedUni by the Australian Government and a FEE-HELP debt recorded for them with the Australian Taxation Office (ATO).
To be eligible for FEE-HELP assistance for a course of study you must be:
- an Australian citizen; or
- the holder of a permanent humanitarian visa; or
- the holder of a permanent visa who is undertaking a bridging program
- you must be resident in Australia for the duration of your course
You must also:
- Complete and submit a signed Request for FEE-HELP assistance form, you can do this as part of your online enrolment process via my Student Centre. Hardcopy forms are also available at Student Administration
- Complete and submit the form on or before census date
- Supply your tax file number (TFN) if you intend to obtain a FEE-HELP loan.
There is a limit to how much students can borrow and eligible students can borrow up to the FEE‑HELP limit to pay their tuition fees. The FEE-HELP limit is the maximum loan amount that eligible students can borrow over their life time. If you have reached the FEE-HELP limit you are no longer eligible to access a FEE-HELP loan. In 2016, the FEE-HELP limit will be $99,389 for all programs (except Medicine, Dentistry and Veterinary Science, for which the FEE-HELP limit will be $124,238).
The FEE‑HELP limit is the total amount available to a student under both the FEE‑HELP and VET FEE‑HELP loan schemes. Once you have borrowed an amount equal to the FEE-HELP limit you will not be able to receive FEE-HELP or VET FEE-HELP to pay tuition fees. This applies even if you have partially or fully repaid your FEE-HELP loan.
It is a student's responsibility to keep track of their FEE-HELP balance and to notify the University if there is insufficient FEE-HELP balance remaining to cover tuition fees. Students can check their FEE-HELP usage and balance in MyUniAssist on the Australian Government's Study Assist
Repayment of a FEE-HELP debt is compulsory when your taxable income is above the compulsory repayment threshold set by the Australian Government. Compulsory repayment of your FEE-HELP debt to the Australian Taxation Office is made through the taxation system. The compulsory repayment threshold is adjusted each
year and the 2015-16 income year threshold is $54,126.